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Guide to Common Abbreviations

Administrator Emeritus

Guide to Common Abbreviations

Some common abbreviations used in these boards:

 

AFAIK = As Far as I Know

AG = Attorney General

APR = Annual Percentage Rate

AR = Account Review

AU = Authorized User

BADDIE = Any negative or derogatory item on your report

BBB = Better Business Bureau

BK = Bankruptcy

BT = Balance Transfer

BTW = By the way

BUMP = Used by someone when they are looking for an answer to the thread, but have not received one yet

CA = Collection Agency

CC = Credit Card

CCC = Credit Card Company

CCCS = Consumer Credit Counseling Services

CFL = Consumer Finance Loan

CL = Credit Limit

CLI = Credit Line Increase

CMRRR = Certified Mail Return Receipt Requested

CO = Charge Off

CRA = Credit Report Agency (aka TransUnion, Equifax, Experian)

CRO = Credit Repair Organization

Derog = Derogatory

DH = Dear Husband

DMP = Debt Management Program

DOFD = Date of First Delinquency

DOLA = Date of Last Activity

DTI = Debt to Income

DV = Debt Validation

DW = Dear Wife

EQ = Equifax

EX (or EXP) = Experian

FAKO = Generic credit score, not a true FICO

FCRA = Fair Credit Reporting Act

FDCPA = Fair Debt Collections Practices Act

GC = Green Card from Certified Mail

GL = Good Luck

GW = Good Will

HELOC = Home Equity Line of Credit

IIB = Included in Bankruptcy

IMHO = In My Humble Opinion

IMO = In My Opinion

ITS = Intend to Sue

JDB = Junk Debt Buyer

LOC = Line of Credit

LOL = Laughing Out Loud

LTV = Loan to Value

OC = Original Collector or Original Creditor

OP = Original Poster

OT = Off Topic

PFB = Planet Feedback

PFD = Pay For Delete

PIF = Pay in Full

PL = Personal Loan

PM = Private Message

PP = Permissible Purpose

RECON = Reconsideration

SOCK DRAWER = Where you put CC's that you won't be using for a while

SOL = Statue of limitations

SW = ScoreWatch

TC = TrueCredit

TD = Turned Down

TL = Tradeline.. An entry in your credit history.

TU = TransUnion

WO = Write Off

YMMV = Your Mileage May Vary



Message Edited by Tuscani on 06-28-2007 10:09 PM

Message Edited by fused111 on 08-11-2007 01:39 PM

Formerly consumer affairs manager, media spokesman and myFICO Forums community manager at FICO, I'm now freelance writing for CreditCards.com and my own site, SpeakingOfCredit.com.

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