I just have a few questions reguarding duplicate entries on my credit report. I have two accounts that have entries from both the oc and ca. if the ca agrees to pfd what do i do about the oc entry? Should i gw the oc for deletion too. also one of the entries has 2 ca listed apparently the debt was sold to a second ca. how do i get them removed if the current ca agrees to pfd. I do have some good news to share i got one collection deleted from my report due to disputing with cra, and i got a target sstore card. the limit is low but im just happy to be approved. got turned down for walmart, i sent in a letter of reconsideration- still waiting for response. i also have a few other pfd letters out for small medical bills and my student loan will be rehabed in about 4 months, will this help my score if the default drops off but a new bank takes over the loan and i keep it in good standing. i posted my credit report a few weeks ago but didnt get any responses for help will post it again later on. i would appreciate any input that i can get. this site is wonderful. thanks again everyone. by the way my scores are all in the low 500s and needless to say i am actively trying to raise them.
