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FREE4ALL wrote:Hi, I'm new to this siteTrying to recover from a bad credit history .I applied for first premier and got $250 limit, orchard bank $300 limit.on my report:Bad reportsCapital One $4,238 charge off, balance started at $1,200 it accumalated to the $4,000Capital One platinum $1235 charge off. balance started at $600 it accumalated to the $1,200Hsbc-best buy charge offcredit first $397 charge offhsbc bank-$ 2,295 charge offProvidian visa-$500 charge offprovidian mastercard- $400 charge offunifund collection account $389 reportingMidlan Credit-$198 I disputed BP, which they removed, but Midland keeps requesting this money but no deletionMidland Credit $682 from Old phone bill they are not even on my report, but midland is requesting this moneyRadio shack or AAc $402 they say the account is still open but no contact informationasset acceptance-$180 collection0-public record0-bankruptyGood accountsSears (Paid in full) a $5,100 credit limit but was late a month so they dropped my limit to $4,650Plains commerce Bank (Paid in full) they offered me a credit card in exchange for the best buy acctFirst Premier Bank _$250 limitOrchard Bank -$300 limitStudent Loan $17,000 Start making payment in Augustfingerhut $135 never used accountcarson pirie scott-$68(paid in full)what should i do next?Transunion - 581Experian -605Equifax - 637