06-08-2009 09:40 PM
06-08-2009 09:53 PM
Send them a DV letter.
You can also call Farmers Insurance and ask them if you owe any money and find out what is going on. If it turns out you do owe them ask to pay them directly. Also find out if they sold the account to a CA.
06-09-2009 04:28 AM
And if they send some oddball answer, as outlined in the link below, then the below letter should help:
But as mentioned, send a DV first.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO