Credit Cards Center Credit cards from our partners
New Visitor
Posts: 1
Registered: ‎06-08-2009

[HELP] a letter from Credit Collection Services from Newton, MA

Today I received a letter from "Credit Collection Services" claiming that I owe $63.60 to Farmers Insurance. It also said that I closed my policy with Farmers on 04/08/2008, but I closed my policy in 2005. Then I got suspicious so I  searched for the CA's name online and found that they are scam artists. My credit rating has been excellent and I don't want this scam artists messing up my credit. Where do I go from here?
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008

Re: [HELP] a letter from Credit Collection Services from Newton, MA

Send them a DV letter.


You can also call Farmers Insurance and ask them if you owe any money and find out what is going on.  If it turns out you do owe them ask to pay them directly.  Also find out if they sold the account to a CA.

Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: [HELP] a letter from Credit Collection Services from Newton, MA

And if they send some oddball answer, as outlined in the link below, then the below letter should help:


But as mentioned, send a DV first.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.