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A judgment occurs once the court has heard the case and awarded to the plaintiff.
You appear to not yet have been to trial.
If you pay before the trial date, no judgment will be awarded.
If you had notice and failed to show, then they likely issued a default judgment.
It will likely appear in his credit report in a few months, once it is posted in the court public record and found by the CRA in their next search.
+1
@angie23 wrote:
Is there any way to avoid that from happening?
1st step
Offer a PFD
If successful then work on removing it from PR
Just be aware the amount has probably grown due to legal fees and filings now all associated with the judgement being granted
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
The judgment has been issued. They had the court date and did not show up.
Best way to fix it now - pay it and get a Satisfaction of Judgment. The creditor is supposed to record it in the public records. If this is done right away, it may not show up on your credit report - but it will show as paid in the public records. This is important.