THANKS FOR THE SUPPORT. SO HERE IT IS.
SEARS(ACADEMY COLLECTIONS) CHARGED OFF 4/2006 OWED 881.00--SETTLED FOR 542.00. SENT GW WAITING FOR RESPONSE.
UTILITY COMPANY CHARGE OFF BALANCE 562.00 1/2007
STUDENT LOAN--BALANCE 8300 IN DEFAULT 5 PAYMENTS TILL REHABILITATED
NY AND COMPANY--BALANCE 210. 00
GOOD STANDING
VICTORIA SECRET--BALANCE 150.00
GAS COMPANY- BALANCE-2995.00 CURRENTLY MAKING 25.00 MONTHLY PAYMENT WILL TAKE 9.9 YEARS TO PAY OFF
IC SYSTEMS CHARGED OFF MEDICAL CO PAY. BALANCE 25.00 SHOULD HAVE BEEN PAYED BY DRIVERS AUTO INSURANCE FOLLOWING AUTO ACCIDENT IN 2004. PDF LETTER SENT WAITING FOR RESPONSE
STATE COLLECTION SERVICE CHARGED OFF MEDICAL COPAY. SHOULD HAVE BEEN PAYED BY EXHUSBAND FOR SONS MEDICAL PROCEDURE. PDF SENT WAITING FOR RESPONSE
ASSOCIATED CREDIT COLLECTION BALANCE 1365.00 THIS IS FROM PREVIOUS LAND LORD THAT I HAD TO SUE. CURRENTLY UNDER DISPUTE. I NEVER OWED THIS AMOUNT TO THEM THIS IS IN RETALIATION FOR MY LAWSUIT. ATTORNEY CONSULTED MAY HAVE TO SUE TO HAVE THIS REMOVED. THEY WERE BY LAW TOLD THAT THEY COULD NOT GIVE ME A BAD RENTAL REFERENCE, SO THEY FIGURED A WAY AROUND IT BY SPECIFICALLY LISTING THIS AS A RENTAL COLLECTION..THEY KNOW THAT THEY CAN'T COLLECT MONEY THAT ISNT OWED TO THEM. BUT THEY CAN MAKE MY LIFE MISERABLE IN THE MEANTIME UNTIL I CAN FORCE THEM TO REMOVE IT FROM MY CREDIT REPORT.
I HAVE NO LIEN, BANKRUPTSIES OR JUDGEMENT AGAINST ME.
AM I DOING ANYTHING RIGHT? I FEEL LIKE IM JUST SPINNING MY WHEELS. IS THERE ANY HOPE THAT I CAN RAISE MY SCORE. NOW I HAVE A FEW QUESTIONS
WHERE DO I GET TRUE FICO SCORES IS IT FROM THE INDIVIDUAL CREDIT AGENCIES OR FROM MY FICO.COM?
WHAT ARE FAKOS AND WHY WOULD I WANT THESE, OR HOW DO I GET THEM?
I DONT HAVE THE DOFD ON ANY OF MY ACCOUNTS ONLY REPORTING DATES HOW DO I GET DOFD AND STATUTE OF LIMITATIONS FOR MY STATE (PA).
AS BEFRORE MY EQUIFAX FICO IS 521. I WILL PULL THE OTHER 2 REPORTS LATER SHOULD I ALSO GET SCORES FROM THEM AS WELL?
I ALSO GOT MY REPORT FROM INNOVIS WHICH DIDNT CONTAIN MUCH OF ANYTHING.
HOW DO I FIGURE OUT MY UTILIZATION I HAVE NO IDEA WHAT IT IS.?
I WILL END HERE SO THAT I DONT BORE OR TAKE UP TO MUCH OF ANYONES TIME.
THANKS AGAIN FOR ALL THE SUPPORT I CAN REALLY USE IT.
