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juliemgates wrote:
My score went from 590's to 636. I am now in the process of securing a loan. I need to lock in a new rate and cash out to help my mom and my business. Lender offered 9.3 and which is insane to me. Does anyone have any negotiating tips. I need to get this done asap. Thanks Julie
With a score of 636 9.3 may be as good as it gets. Have you tried joing a crdit union? their rates are generally a lot more favorable