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HOW CAN I BUILD UP MY CREDIT ??

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creditdream
Frequent Contributor

HOW CAN I BUILD UP MY CREDIT ??

HI  EVERYONE   I AM HERE LOOKING FOR SOME ADVISE ,AND I REALLY  APPRECIATE  THAT  I  WOULD LIKE TO BUILD UP MY CREDIT HISTORY ESPECAILY AFTER I FILE BK LAST 2 YEARS ,AND ALSO I  HAVE PAID JUDGEMENT LAST 3 YEARS  . 
 SINCE  THEN  I HAD ORCHARD CARD FOR 16 MONTHS WITH  $500  LIMIT,AND ZERO BALANCE,AND  ALSO I  JUST OPEN  LAST MONTH A SECURED CREDIT CARD FROM WELLS FARGO WITH  $ 1000  LIMIT ,AND ZERO BALANCE ,AND I GET APPROVE FOR HOOTERS CREDIT CARD WITH I THINK  $ 1100 LIMIT  LAST WEEK  .
SO MY QUESTION IS  IS THERE ANY CREDIT CARD EASY TO GET APPROVE LIKE HOOTERS CARD  ??    WHERE I CAN BUILD UP A GOOD CREDIT HISTORY .
MY FICO  EQ  640  TU  650  EXP ???           THANKSSSSSSSSSS
Message 1 of 5
4 REPLIES 4
John060675
Valued Contributor

Re: HOW CAN I BUILD UP MY CREDIT ??

The BK thing cuts out some.  I think you can definitely get a Cap 1 CC, and I think you can get a Juniper (US Airways or Carnival).  I think they are BK friendly.
 
Keep paying on time!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Message 2 of 5
creditdream
Frequent Contributor

Re: HOW CAN I BUILD UP MY CREDIT ??

THANKS JOHN
I  APPLY LAST NIGHT FOR  SEA  CARNIVAL  CARD  FROM JUNIPER,BUT THEY TOLD MY THEY NEED SOME INFORMATION FROM ME    .
SO I AM STILL WAITING FOR THEIR MAIL  TO SEE WHAT THEY WANT FROM ME  .
THANKS ..........
Message 3 of 5
creditdream
Frequent Contributor

Re: HOW CAN I BUILD UP MY CREDIT ??

 DOES ANYBODY  KNOW  WHICH  EASY TO GET  TARGET CARD  OR  JCPENNY CARD  ??
 AND  WHAT  SCORE  IT HAS TO  BE  TO GET  APPROVED  ??  AND DO THEY GO WITH EQU OR EXPERIAN  OR TRANS UNION   ????
THANKS FOR YOUR HELP .. 
Message 4 of 5
Anonymous
Not applicable

Re: HOW CAN I BUILD UP MY CREDIT ??

With the cards that you have now, you're well on your way. You really don't need anymore. Just charge a little each month and pay it off immediately after the balance has been reported.
 
 
Could you please press that little "caps lock" button?
Message 5 of 5
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