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Hard Inquiries on FROZEN EQ Report not debt collector

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SAIDFICOMUSTBEASCAMLOL
Valued Member

Hard Inquiries on FROZEN EQ Report not debt collector

I'm looking for advice. I placed a security FREEZE on my EQ report at the top of the month. I did it online THREE times because I got a confirmation number with no pin.

Naturally I prayed that it was not processed since I didn't get a pin. Two days later I got an email from a business lender telling me my report was frozen. It is now two weeks later, and I have five new inquiries on my credit report ( not from biz lender). Did I apply for five new things? Yes, I paid $5 to unfreeze my TU report. My Experian and Equifax reports should have been restricted. 

 

What the heck gives? In defense of my argument, I have timestamped confirmation pages.

What should I do? In my opinion, all the inquiries between the 6th and today should be removed. I did not authorize access to Equifax my credit report. It's not like it was a current lender or debt collector viewing my report. These inquiries were for new credit. 

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3 REPLIES 3
llecs
Moderator Emeritus

Re: Hard Inquiries on FROZEN EQ Report not debt collector

These were hard inquiries (vs. softs)?

Message 2 of 4
SAIDFICOMUSTBEASCAMLOL
Valued Member

Re: Hard Inquiries on FROZEN EQ Report not debt collector


@llecs wrote:

These were hard inquiries (vs. softs)?


Hi. Thanks for getting back. They were all hard inquiries for new apps. 

Message 3 of 4
BearsAndTurtlesRtheBest
Senior Contributor

Re: Hard Inquiries on FROZEN EQ Report not debt collector

Hmm my mom had a freeze on her EQ report but yet this company that sees if you qualify for help with student loans managed to obtain a CR which ended up in a HP.

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