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Hard inquiries

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Anonymous
Not applicable

Hard inquiries

How many points are hard inquiries worth? 

11 REPLIES 11
Anonymous
Not applicable

Re: Hard inquiries

I had one drop off a few days ago and it raised my EQ score 4 pts.

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Start Date - July 4th, 2017 | TU=631 ; EX=641; EQ=619

Current - Aug. 3, 2017 | TU=631; EX=671; EQ=623

GOAL - Dec 31, 2017 | TU=701; EX=725; EQ=701

Message 2 of 12
Anonymous
Not applicable

Re: Hard inquiries

Nice you think it's 4 points each one ?

Message 3 of 12
Anonymous
Not applicable

Re: Hard inquiries

Att dropped off I got 2 points back
Message 4 of 12
Anonymous
Not applicable

Re: Hard inquiries

Interesting! 2pts - 4pts..  Perhaps the TYPE/Entity of inquery weighs heavier?

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Start Date - July 4th, 2017 | TU=631 ; EX=641; EQ=619

Current - Aug. 3, 2017 | TU=631; EX=671; EQ=623

GOAL - Dec 31, 2017 | TU=701; EX=725; EQ=701

Message 5 of 12
Anonymous
Not applicable

Re: Hard inquiries

anything a person can do to remove these hard inquires?

Message 6 of 12
Anonymous
Not applicable

Re: Hard inquiries

I've been reading about the early exclusion where you call tu or ex and if they are 3-6 close to falling off they will take them off the immediately
Message 7 of 12
Anonymous
Not applicable

Re: Hard inquiries

6-10. But it's only a month
Message 8 of 12
rmduhon
Valued Contributor

Re: Hard inquiries

After 1 year inquiries won't affect your scores, but they will show on a report for 2 years.
Message 9 of 12
fishbjc
Senior Contributor

Re: Hard inquiries

YMMV, it's different for each file.  Could be 0 points, could be 1, could be 4. 

 

 

Message 10 of 12
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