Has anyone had to use the safeguards that come with the Ultimate 3B??

[babbles]

I do have the FICO Ultimate 3B service.  Just wondering if those included safeguards come in handy if need be and or can someone possibly share their experience, whether positive or not??  

[RonM21]

I don't have the 3B Ultimate, but am wondering what are the Safeguards you are referring to?

[babbles]

specifically the wallet protection, theft insurance, and identify restoration assistance.  Has anyone had to use these services before?  Seems like it could be pretty helpful.