what are installment accounts. I do have store cards, macy's limit 200, target red card, 200 limit and mervyn's limit 300. i have a car that i owe 16,000,60 days late and two collection accounts, but i am disputing one because was paid in full and it shows 243 balance when it should be 0. also i have like 7 derogatories btu i have no idea how to delete this items, also one CA is charging me 1980.00 on someting that i'm not sure it's my accountm i will do a debt validation on this, and i don't want to pay it cause it will fall on 2009. right now my scores are tu 538, eq578 and ex 525... but if i pay this loan debt consolidation loan i am hoping to increase my score, even if it's alittle do youthink it's possible. how long would it take me until i get a decent scores, i really want to increase my score asap.. thanks for your comment, i'm so glad i joined the forums, everyone here it's very helpful...
