Have good credit. Do you think adding a Retail Card will imporve my score?

[Anonymous]

Hello. Do retail store cards help good credit get better or do nothing in the long run? Thanks for the opinions.

[MidnightVoice]

Mix of credit good.

Too many TLs bad 

My local (Iowa) store card has 10 perfect years on it and is a major help to my score as I have so few active cards

Except for EX, to whom the store does not report

[Anonymous]

If you already have cc's you do not need store cards. In some cases having them will hurt your profile.Good-1 mtg, 1 car loan, 3 cc's. Low balances.