Having a judgement/garnishment removed???

[Anonymous]

I would LOVE to have that off of my report! I was sued (unpaid medical bills), they won, then they garnished my wages. I just recently paid the last installment on the garnishment, so the judgement has been satisfied. Do you think they would be willing to remove it? How would I go about that?

THANKS!!!

[ShanetheMortgageMan]

Congrats on paying it of.  I think it's pretty doubtful that a judgment could be removed from credit, judgments are usually put on by county's/courthouses.  You would have to ask the county/clerk's office at the courthouse to remove it... but why would they?  I don't see them having any motivation to do it.  You could make sure they report it as paid though.

[fused]

It's possible for anything to be removed from your CRs. Of course there are no guarantees but I would try a GW letter. If it doesn't work the first time around keep trying and trying. Here's a sample letter, just remember to personalize it to your situation.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2661

[fused]

Hey Shane it's nice to see you meandering in the other forums. We really appreciate all of the great advice you have been giving to the members.

[ShanetheMortgageMan]

Welcome!  Mortgage forum was slow today so I thought I would pop my head in here to see what's going on

I guess anything IS possible, regarding removing the judgment from credit... but that would be an odd discussion with a county clerk's office.