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Having products with a bank help you get into a product with same bank?

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BearsAndTurtlesRtheBest
Senior Contributor

Having products with a bank help you get into a product with same bank?

Does having a auto loan, mortgage, or CC with the same bank help you get another product with that same bank, Lets say I have Bank of America Cash Rewards and Alaska Airlines VISA will this help me if I wanted an auto loan with BofA or Mortgagem will it work vice versa aswell?

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
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takeshi74
Senior Contributor

Re: Having products with a bank help you get into a product with same bank?

It can but one can't rely solely on relationship.  Credit still matters more.  Impact of relationship is going to vary by creditor as they're not all identical.

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BearsAndTurtlesRtheBest
Senior Contributor

Re: Having products with a bank help you get into a product with same bank?

Ok I see, thanks!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
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