Hello everyone. I've been lurking for a month or so, and already have learned SO much. I had a bad time financially a few years ago, and had a few cc go into collections, I've recently paid off all collections, and decided to try some GW letters to see if I could get the baddies removed. So far I've had no such luck. I've gotten several letter back saying no. My question is...Should I keep trying? Would more letters help? My scores range from 635-655 depending, and I desperately would love to join the 700 club. I've used alot of the info I've garnered from the board, such as apply for new cards and keep the util low. So I feel happy with the future progress of the score, I just would like to see a nice jump. Thanks for any help.
JC