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@Anonymous wrote:If you didn't include WaMu/Providian in your bankruptcy they will approve you. Just be well aware of the terms and conditions. Providian was considered a predatory lender but WaMu is pretty straightforward. Good Luck!
ccm wrote:I get preapproval offers from Wamu almost monthly. However, I have been reluctant to apply because I have 2 other credit cards one with a $400 limit and the other with a $500 limit. Getting another card with a limit this low is a waste of my time. Anyone have an idea of the type of credit line I might receive from WAMU with credit scores that average around 640?CCM
I suspect you would get approved.. can't say I agree on that limit persay.
ccm wrote:Yes, my score is 640 with TU. Do you think they will give me a CL of $1,500 or higher? I'd had to add another inquire to my file for a $500 CL.Thanks!CCM
Brammy wrote:You also get a free bankcard enhanced REAL FICO score on their website.
PFICO is the FICO score which Providian (WaMu) pulls for their own internal account review procedures. It is the bankcard-enhanced version.
masdeocho wrote:
Brammy wrote:You also get a free bankcard enhanced REAL FICO score on their website.How does this work? Which CR (EX, EQ, or TU) do they use for the score? How often can you get an updated score?
Thanks Tusc.
Tuscani wrote:PFICO is the FICO score which Providian (WaMu) pulls for their own internal account review procedures. It is the bankcard-enhanced version.
masdeocho wrote:
Brammy wrote:You also get a free bankcard enhanced REAL FICO score on their website.How does this work? Which CR (EX, EQ, or TU) do they use for the score? How often can you get an updated score?
http://www.providian.com/cmc/fico_simulator ro http://www.providian.com/cmc/cmc_land.htm
Message Edited by Tuscani on 05-16-2007 12:13 PM
It is your FICO. Its the only non-myfico.com that offers a TU FICO. Just remember.. it is bankcard enhanced.. so it may not be exactly what you see here.
masdeocho wrote:Thanks Tusc. Is it at all comparable to any of the FICOs or FAKOs?
Tuscani wrote:PFICO is the FICO score which Providian (WaMu) pulls for their own internal account review procedures. It is the bankcard-enhanced version.
masdeocho wrote:
Brammy wrote:You also get a free bankcard enhanced REAL FICO score on their website.How does this work? Which CR (EX, EQ, or TU) do they use for the score? How often can you get an updated score?
http://www.providian.com/cmc/fico_simulator ro http://www.providian.com/cmc/cmc_land.htm
Message Edited by Tuscani on 05-16-2007 12:13 PM