KDM wrote:How do you know if you're account has been sold to a subprime lender? I have a WaMu account and it still says wamu/providian on my report and I still go to their website to do my account management.The last batch has already been sold. Not saying more aren't to come. If your account had been sold, you would have received a letter informing you that SST/CB&T would be handling your account as of the 27th I believe. From what I hear, those who were sold can no longer access their accounts on the website.
I thought Suze said, that lenders look at your debt to income ratio. That having high limits works against you. Did I miss understand?Lenders do look at your avail credit and may be uncomfortable if you have limits that are beyondyour ability to repay should they become maxed out.
patunia00 wrote:how do you know if I will even get an invite? I may not.