04-17-2007 06:24 PM
04-17-2007 07:45 PM
04-17-2007 08:05 PM
KDM wrote:How do you know if you're account has been sold to a subprime lender? I have a WaMu account and it still says wamu/providian on my report and I still go to their website to do my account management.The last batch has already been sold. Not saying more aren't to come. If your account had been sold, you would have received a letter informing you that SST/CB&T would be handling your account as of the 27th I believe. From what I hear, those who were sold can no longer access their accounts on the website.
04-18-2007 08:18 AM
I thought Suze said, that lenders look at your debt to income ratio. That having high limits works against you. Did I miss understand?Lenders do look at your avail credit and may be uncomfortable if you have limits that are beyondyour ability to repay should they become maxed out.
04-18-2007 10:13 AM
patunia00 wrote:how do you know if I will even get an invite? I may not.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.