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HI All!
New to myFICO but I've been lurking around (even after I created my account). I stopped using my credit in 2009 when I was laid off. Since then I've been on a cash only basis for everything.
I finally put myself back in the game last year and jumped head first the last 3 months. Defininitely in garending mode now
I juust wanted to say hi and thanks for all your help and guidence. It's given me the encouragment to beat my CS back into submission as I look to buy a new truck this year and at $60-70k it's going to be more than I'm willing to shell out in cash.
Nice collection of cards. Very good especially for restarting. Just recall the 3X Amex CLI when its time.
Thanks Backwoods!
I'm quite impressed myself. The Arrival+ was a bit of a surpise especially with the WEMC. Only thing I can think is that AmEx and Chase (denied) only pulled my EX so my TU history is more or less clean (5HP in 24m) and has a decent score. The $750 limit is going to make getting the 50k bonus "fun", but I do enjoy a challenge.
Oh yes, meeting those bonuses with low limits definitely require some...creativity.
I was literally paying my card off everyday just to be able to buy a sandwich.