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Established Member
lookingforhome
Posts: 43
Registered: ‎12-03-2007
0

Help!! Don't understand TU

Within the past couple of months I've been able to raise my equifax score from 626-633, experian from 517 to 581 transunion remains the same at 499.  What's with TU why is my score not changing.
Established Contributor
orhippychic
Posts: 562
Registered: ‎08-16-2007
0

Re: Help!! Don't understand TU

Sadly TU sucks and takes forever to update. They are always AT LEAST a month behind the other guys as far as updating.
09/28/07 EQ 498 EX 537 TU 477
12/27/07 EQ 526 EX 562 TU 541
02/26/08 EQ 526 EX 589 TU 579
11/09/08 EQ 562 EX 648 TU 578
Regular Contributor
liz9100
Posts: 119
Registered: ‎01-24-2008
0

Re: Help!! Don't understand TU

Same advise from the other person. I pulled 3 credit reports and see the same number. I just don't know why there slow maybe even under staffed is the problem. I plan on only pulling them every 3 months I can save money that way.
Everyone above 610...
Moderator Emeritus
ByrdMan
Posts: 7,970
Registered: ‎12-19-2007
0

Re: Help!! Don't understand TU

The reason is that TU is...a hater. Can't stand 'em.
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
Established Contributor
modernsurrender
Posts: 805
Registered: ‎02-01-2008
0

Re: Help!! Don't understand TU

TU updates 1/2 my changes - technically TU updated all my changes - the un-updated some of them...
EX updates the other 1/2
EQ is the hater IMO, they haven't updated anything for me, except of course for the increased balance on my Crap1 CO lol
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Frequent Contributor
sunrise
Posts: 430
Registered: ‎10-28-2007
0

Re: Help!! Don't understand TU

This is so weird......TU is my highest score, fastest updater, ( is that even a word? ) quickest with my disputes and I actually speak with a human every time I call!!
 
Now, on the other hand don't get me started on EX....(a.k.a., the devil)  They REFUSE to re-dispute ANYTHING!! And, they are my lowest score.:smileymad:
 
I wonder if it is where you live?!
takin' it one day at a time
Moderator Emeritus
ByrdMan
Posts: 7,970
Registered: ‎12-19-2007
0

Re: Help!! Don't understand TU

Sunrise, I have long held the belief that the CRA that services your geographic reason is the toughest on you (with the exception of EX who just hates everyone). I live in TU-land, therefore they are the haters for me.
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.
Established Contributor
modernsurrender
Posts: 805
Registered: ‎02-01-2008
0

Re: Help!! Don't understand TU

Maybe upon issuance of a SSN, your name is randomly assigned to one credit bureau and from then on it's their job to make your credit life more miserable than the other two do, by any and all means possible...
 
It's a conspiracy!
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Established Contributor
modernsurrender
Posts: 805
Registered: ‎02-01-2008
0

Re: Help!! Don't understand TU

I'm in Texas Byrdman, what land am I in? lol
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Moderator Emeritus
ByrdMan
Posts: 7,970
Registered: ‎12-19-2007
0

Re: Help!! Don't understand TU

I think that's EX-land. However, you seem to be in the same position that I was in about 8 months ago, where they all hated me. I was in the high 400s, low 500s on all. You will get there. :smileywink:
___________________________________________________________________
Do what is true in spite of the consequences--your future is only as true as you are.

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