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Help!! Don't understand TU

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Anonymous
Not applicable

Help!! Don't understand TU

Within the past couple of months I've been able to raise my equifax score from 626-633, experian from 517 to 581 transunion remains the same at 499.  What's with TU why is my score not changing.
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Help!! Don't understand TU

Sadly TU sucks and takes forever to update. They are always AT LEAST a month behind the other guys as far as updating.
Message 2 of 12
liz9100
Regular Contributor

Re: Help!! Don't understand TU

Same advise from the other person. I pulled 3 credit reports and see the same number. I just don't know why there slow maybe even under staffed is the problem. I plan on only pulling them every 3 months I can save money that way.
Everyone above 610...
Message 3 of 12
Junejer
Moderator Emeritus

Re: Help!! Don't understand TU

The reason is that TU is...a hater. Can't stand 'em.






Starting Score: 469
Current Score: 849
Goal Score: 850

Take the myFICO Fitness Challenge
Message 4 of 12
modernsurrender
Established Contributor

Re: Help!! Don't understand TU

TU updates 1/2 my changes - technically TU updated all my changes - the un-updated some of them...
EX updates the other 1/2
EQ is the hater IMO, they haven't updated anything for me, except of course for the increased balance on my Crap1 CO lol
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 5 of 12
sunrise
Frequent Contributor

Re: Help!! Don't understand TU

This is so weird......TU is my highest score, fastest updater, ( is that even a word? ) quickest with my disputes and I actually speak with a human every time I call!!
 
Now, on the other hand don't get me started on EX....(a.k.a., the devil)  They REFUSE to re-dispute ANYTHING!! And, they are my lowest score.Smiley Mad
 
I wonder if it is where you live?!
takin' it one day at a time
Message 6 of 12
Junejer
Moderator Emeritus

Re: Help!! Don't understand TU

Sunrise, I have long held the belief that the CRA that services your geographic reason is the toughest on you (with the exception of EX who just hates everyone). I live in TU-land, therefore they are the haters for me.






Starting Score: 469
Current Score: 849
Goal Score: 850

Take the myFICO Fitness Challenge
Message 7 of 12
modernsurrender
Established Contributor

Re: Help!! Don't understand TU

Maybe upon issuance of a SSN, your name is randomly assigned to one credit bureau and from then on it's their job to make your credit life more miserable than the other two do, by any and all means possible...
 
It's a conspiracy!
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 8 of 12
modernsurrender
Established Contributor

Re: Help!! Don't understand TU

I'm in Texas Byrdman, what land am I in? lol
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 9 of 12
Junejer
Moderator Emeritus

Re: Help!! Don't understand TU

I think that's EX-land. However, you seem to be in the same position that I was in about 8 months ago, where they all hated me. I was in the high 400s, low 500s on all. You will get there. Smiley Wink






Starting Score: 469
Current Score: 849
Goal Score: 850

Take the myFICO Fitness Challenge
Message 10 of 12
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