fused111 wrote:Either way, I would ignore them! Since I received these letters, I have not received a single follow-up letter or even one phone call.
Anderson wrote:Fused-So, you advise this only because the OP has not responded within the allotted 30 days?
fused111 wrote:The SOL in NY is six years. What this means is the CA can try and collect the debt but they cannot sue you. I received a couple letters just like the one you got in my mailbox several months ago. What did I do, I ignored them. I wouldn't worry about it. DO NOT DV the CA, it's too late. If they try and report anything on your CRs let us know and we will help you.OK. I just received a similar letter, out of SOL, fallen off CR. I DV'd them cause I don't want letters & phone calls. I want to know exactly what they know, and if they screw with me I want it documented.We'll see how it plays out for the 3 of us.
harleyquinn wrote:Okay that is great. One I am sure was the first credit card I ever owned, and I am sure I haven't had that card in forever...and it is def not on my report. The other was for a gym, and I know I haven't belonged to them since around 94 or 95.I am really stunned how they can just keep on selling your debt!Thanks everyone