08-08-2007 06:18 PM
08-08-2007 06:24 PM
fused111 wrote:Either way, I would ignore them! Since I received these letters, I have not received a single follow-up letter or even one phone call.
Anderson wrote:Fused-So, you advise this only because the OP has not responded within the allotted 30 days?
fused111 wrote:The SOL in NY is six years. What this means is the CA can try and collect the debt but they cannot sue you. I received a couple letters just like the one you got in my mailbox several months ago. What did I do, I ignored them. I wouldn't worry about it. DO NOT DV the CA, it's too late. If they try and report anything on your CRs let us know and we will help you.OK. I just received a similar letter, out of SOL, fallen off CR. I DV'd them cause I don't want letters & phone calls. I want to know exactly what they know, and if they screw with me I want it documented.We'll see how it plays out for the 3 of us.
08-08-2007 06:25 PM
harleyquinn wrote:Okay that is great. One I am sure was the first credit card I ever owned, and I am sure I haven't had that card in forever...and it is def not on my report. The other was for a gym, and I know I haven't belonged to them since around 94 or 95.I am really stunned how they can just keep on selling your debt!Thanks everyone
08-08-2007 06:36 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO