08-08-2007 06:18 PM
08-08-2007 06:24 PM
fused111 wrote:Either way, I would ignore them! Since I received these letters, I have not received a single follow-up letter or even one phone call.
Anderson wrote:Fused-So, you advise this only because the OP has not responded within the allotted 30 days?
fused111 wrote:The SOL in NY is six years. What this means is the CA can try and collect the debt but they cannot sue you. I received a couple letters just like the one you got in my mailbox several months ago. What did I do, I ignored them. I wouldn't worry about it. DO NOT DV the CA, it's too late. If they try and report anything on your CRs let us know and we will help you.OK. I just received a similar letter, out of SOL, fallen off CR. I DV'd them cause I don't want letters & phone calls. I want to know exactly what they know, and if they screw with me I want it documented.We'll see how it plays out for the 3 of us.
08-08-2007 06:25 PM
harleyquinn wrote:Okay that is great. One I am sure was the first credit card I ever owned, and I am sure I haven't had that card in forever...and it is def not on my report. The other was for a gym, and I know I haven't belonged to them since around 94 or 95.I am really stunned how they can just keep on selling your debt!Thanks everyone
08-08-2007 06:36 PM
08-08-2007 06:39 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.