Please advise me on this situation: I have a charged-off account with Merrick Bank. According to EX, this account was suppose to be removed from my credit report in Sept 2007. Therefore, I reported the account a few weeks ago as obsolete. I received an email on this past Friday stating that the removal date is now October 2007 based on updated, verified information from Merrick Bank. However, for the past 2-3 years, this account has been showing a removal date of Sept 2007. How can Merrick Bank all of a sudden change the date and remain on my CR. I know its only 1 month but what if they do the same thing next month. Please advise!
Thanks,
Vee
PS
This account was never on TU. I applied for a Hooters Card in July and was denied. Little did I know that the issuer of Hoot was Merrick Bank and they pull TU CR. Of course this account was now on TU CR. I disputed it as obsolete around Sept 1st and it was deleted as of last week!
Message Edited by veerob982003 on
09-09-2007 06:13 PM