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... if you send a letter with general information and explain your situtation and set up some sort of case with them, they should send you back a letter with a case number and a phone number to match. You will only be able to call that phone number at which time you will be asked to key in a case number. If the case number is real and you entered it using the phone number provided, then you will be connected to a live person. They don't work too well though. It worked a couple times and then I tried to call the number and got a message that I would need to call the main number and then the main number said that in orde to speak to a representative I would need to call the number provided, which then tells you to call the main number. Anyways, as you can see that goes nowhere but for the first week or so, it gives you a live person. It's worth a try. Oh and that was with Experian.
stef37 wrote:It would also help if the CRA's had number's that you could reach a live person. I spent so long on the phone trying to find out HOW I can send info to EX since I cannot dispute nor explain info online. I have a copy of my report for this month, but I am locked out and cannot get another one by mail either. I spoke with a rep at freecreditreport, and she was no help. EX is the one that has the most previous information on file and the hardest to reach!