07-23-2007 04:00 PM
I did a thread back on the 18th called FACO vs FICO where I pulled my TC scores and then actually paid for and pulled my actual FICO scores within an hour and then compared them. In my case, my (FACO as I called it then) FAKO scores were 20 to 40 points LOWER than my FICOs. And to help answer the earlier question, my TU score had the biggest gap. I'm still trying to determine if I want to keep TC or not.
cbjn1103 wrote:No, fico and TU scores are different. Creditors mainly use your FICO scores.I wouldn't pat a lot of attention to TC fako scores. They are not correct. When I get a alert on Scorewatch on a score increase or a decrease, I don't get that same alert on EQ on the TC website. All my fako scores are about 100 points higher than my actual FICO scores.True credit is mainly good for checking all three credit reports every day (24 hours). There you can see if and where there are changes to your reports. Balances, when bal. go up, or down and more.
07-24-2007 06:17 PM
07-24-2007 06:25 PM
07-24-2007 09:39 PM
07-25-2007 06:22 AM
07-25-2007 09:16 AM - edited 07-25-2007 09:17 AM
07-25-2007 10:14 AM
07-25-2007 01:44 PM
07-25-2007 03:09 PM
07-25-2007 03:52 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.