I did a thread back on the 18th called FACO vs FICO where I pulled my TC scores and then actually paid for and pulled my actual FICO scores within an hour and then compared them. In my case, my (FACO as I called it then) FAKO scores were 20 to 40 points LOWER than my FICOs. And to help answer the earlier question, my TU score had the biggest gap. I'm still trying to determine if I want to keep TC or not.
cbjn1103 wrote:No, fico and TU scores are different. Creditors mainly use your FICO scores.I wouldn't pat a lot of attention to TC fako scores. They are not correct. When I get a alert on Scorewatch on a score increase or a decrease, I don't get that same alert on EQ on the TC website. All my fako scores are about 100 points higher than my actual FICO scores.True credit is mainly good for checking all three credit reports every day (24 hours). There you can see if and where there are changes to your reports. Balances, when bal. go up, or down and more.