Thank you jay. No, you did not offend me in any way. It's just a matter of difference of opinion, and when we can agree to disagree with civility in a discussion, then that is a good thing......a diversity of opinions. Which is good for all of us.
I pushed my friend in to applying for a Cap1 card last week! Yea their subprime but top of the sub primes. They offered her a card with just a $19 annual fee, no other fees and her credit was not too good. I warned her she best be ready since Cap1 will destroy her credit if she messes up. Cap1 is a good move for some people if they can keep things perfect. Of course I would get her away from them in a few years when her credit improves. lol.
@Anonymous wrote: *sitting on hands* Just delegate it to someone else
pas moi!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007