Hi All, new to this forum.
I am trying to get my scores to 700+. Currently @ TU 685,EQ 667,EX 685. I have no debt exept my mortgage and my car loan(3 months left on it). I have credit cards but do not use them. I had some 30 and 60 days lates but no charge offs or BK. These happened about 2-3 years ago. In was in between jobs at that time and fell behind, i was maxed out on everything. I was blessed to find a great job and have been debt free so to speak for 3 years. All cards are paid off and have credit lines between 3000-25000. What is my next step?
Thanks and what a great forum!!!!!!!!!!