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Hollywood Video Charge Off - Advice Needed

Established Member

Hollywood Video Charge Off - Advice Needed

Hello to everyone,

I have a $108 charge off from Hollywood Video in 2003. Someone I had lived with in college rented a video under my name and never returned it. I found out about it when collections called me; I called the Hollywood Video manager and explained; he agreed to call the collections people with me. I thought it was settled.

Now I find out that this is killing my credit score.

How can I get any trace of this charge-off removed? Also, what is the best approach (ie, writing letters to all 3 bureaus)

Thanks!!

Message Edited by Mojoryezen on 06-22-2007 12:58 PM
Message 1 of 9
8 REPLIES
Member

Re: Hollywood Video Charge Off - Advice Needed

If you find an good answer on how to get this removed, PLEASE let me know. I have something on my credit reports from Hollywood Video. It is a movie I returned on the date it was due and never heard anything about it again. Now I have a chargeoff and the account has been bought by Credit Protection Specialists. I can't find a phone number or address to contact them. Hollywood Video says it is out of their hands, and CPS verifies if I send a dispute to the credit bureaus. Pretty helpless feeling.
Message 2 of 9
Established Member

Re: Hollywood Video Charge Off - Advice Needed

CPS verifies?? What does that mean?
Message 3 of 9
Moderator Emeritus

Re: Hollywood Video Charge Off - Advice Needed

Is the manager is calling CPS to inform them of the error hey should instruct them to remove it.
Message 4 of 9
Established Member

Re: Hollywood Video Charge Off - Advice Needed

The charge was from 2003, so I have not talked to Hollywood Video about it in 4 years. My problem is that I am not sure where to start... I sent letters (from the MyFico online kit) to all three reporting agencies. But I have no real evidence that I did not make the rental so I am not sure how well it will be received. Should I just pay the $108 dollars to get rid of it? I am worried that if I do, it will only lend credence to the charge-off and make it a permanent factor.

Message Edited by Mojoryezen on 06-25-2007 11:28 AM
Message 5 of 9
Established Contributor

Re: Hollywood Video Charge Off - Advice Needed

I don't understand--I have been late for blockbuster, hollywood, maybe even been in collections, but they have never showed up on any credit report--do some states do this and some don't? I am in pennsylvania, and I have never had any collection reported from any utility company or video rental store
Message 6 of 9
New Contributor

Re: Hollywood Video Charge Off - Advice Needed

I have one from Hollywood Video on my report too....let me know if you're able to get yours removed!  I don't think I ever even turned anything in late...
Message 7 of 9
Established Contributor

Re: Hollywood Video Charge Off - Advice Needed

May try this address and phone.

Hollywood Entertainment Corporation
9275 SW Peyton Lane
Wilsonville, OR 97070
Phone: 503-570-1600
Fax: 503-570-1680

 
9/18/08 TU=707 EQ=706 EX=702
Message 8 of 9
Highlighted
Established Contributor

Re: Hollywood Video Charge Off - Advice Needed

Credit Protection Associates

800 Hingham St

Rockland, MA 02370-1074

" I like to live as a poor man, with a lot of money." - Pablo Picasso (who was a jerk.)
Message 9 of 9