Holy Moses! Collection dropped off before its time

[Bruiser]

Good news today. Updated my credit report and my only Collection just dropped off. The drop off date wasn't until 2012. It was on TU and lately everything has been dropping from them, even my inq's. I'm not going to complain!

I hope it stays this way

+80!!! score hike and TU is now trying to compete with Ex & Eq finally!

[Anonymous]

WOW!  Congratulations!  That's a great score jump too!

[Pants]

Hope you don't dispute the early drop offs.. LOL

[Anonymous]

congrats!! I hope i wake up one morning and see that my only collection item is not on my report anymore. Hopefully that happens before 2012 too cuz mine falls off in 2012.

[Bruiser]

i was debating on doing a PIF

but then i got to thinking about what might happen if i send it off and they see that it is only reporting to one of my credit reporting agencies, then i'd basically screw myself if they decided to not accept the PIF or if they then reported it to the other 2

so i was putting it off until i got the house, then go from there

luckily i didn't do anything, and no disputes were sent off

[Anonymous]

Holy Jeezum-Crow!!