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Holy Moses! Collection dropped off before its time

Regular Contributor

Holy Moses! Collection dropped off before its time

Good news today. Updated my credit report and my only Collection just dropped off. The drop off date wasn't until 2012. It was on TU and lately everything has been dropping from them, even my inq's. I'm not going to complain!
 
I hope it stays this way Smiley Happy
+80!!! score hike and TU is now trying to compete with Ex & Eq finally!
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 1 of 6
5 REPLIES
Frequent Contributor

Re: Holy Moses! Collection dropped off before its time

WOW!  Congratulations!  That's a great score jump too! Smiley Happy
Message 2 of 6
Regular Contributor

Re: Holy Moses! Collection dropped off before its time

Hope you don't dispute the early drop offs.. LOL
Message 3 of 6
Established Contributor

Re: Holy Moses! Collection dropped off before its time

congrats!! I hope i wake up one morning and see that my only collection item is not on my report anymore. Hopefully that happens before 2012 too cuz mine falls off in 2012.
 
 
Message 4 of 6
Regular Contributor

Re: Holy Moses! Collection dropped off before its time

i was debating on doing a PIF
but then i got to thinking about what might happen if i send it off and they see that it is only reporting to one of my credit reporting agencies, then i'd basically screw myself if they decided to not accept the PIF or if they then reported it to the other 2
so i was putting it off until i got the house, then go from there
 
luckily i didn't do anything, and no disputes were sent off Smiley Happy
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 5 of 6
Highlighted
Established Contributor

Re: Holy Moses! Collection dropped off before its time

Holy Jeezum-Crow!!
" I like to live as a poor man, with a lot of money." - Pablo Picasso (who was a jerk.)
Message 6 of 6