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Started an auto loan with them in June of 2015. Here it is November and none of the bureaus are showing the account. This is weird considering I recieved myFico alerts that a new auto loan was reported months ago. Yet, nothing shows when pulling credit reports. Im considering calling Honda Financial however seeing as Im considering getting a mortgage next year perhaps its beneficial. If they arent reporting just yet, Ill hold off. Although Im sure if I were to ever miss a payment, reporting would begin immediate
If you don't have other installements then an installment may be beneficial.