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Hoo-ha! Penfed FINALLY reported to TransUnion!

Established Contributor

Hoo-ha! Penfed FINALLY reported to TransUnion!

Took a quick look at CK this morning and got some good news: Penfed finally got around to reporting my used-car loan to TU, which brings my TU report in line with EX and EQ in that respect; all my open accounts now show up on all three reports. As CK uses Vantage 3.0, my Vantage TU score went up 5 points from 679 to 684. I will have to wait until the end of the month at least to see how FICO TU is affected (Discover last reported TU FICO on March 31, so I should have the new score on or around May 1), but I expect/hope that to uptick a few points too.

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 12/1/17:TU 663/EX 697/EQ 688 FICO 8 (Aug 2017) or 680 FICO 9 (Penfed Sep 2017), VS 3.0 12/30/17: TU 701/EX 687/EQ 695. $49,751 revolving credit as of 1/12/18; $951 Cap One secured Platinum MC, $3500 Amazon Prime Store Card, $3500 Walmart Store Card, $3500 Cap One Quicksilver MC, $4000 Care Credit, $4500 Discover It, $5800 Overstock Store Card, $7000 Apple FCU Platinum Visa, $7000 Penfed Power Cash Rewards Visa, $10K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan. Resetting the garden clock from 1/11/18...
2 REPLIES
Contributor

Re: Hoo-ha! Penfed FINALLY reported to TransUnion!

Yay, congrats!!! I have been score stalking waiting for my cap1 cards to report. Any day now.... My patience is thinner than my credit file! 😉
Rebuilding Since 4/2017 No FICO, No Credit Cards. Now FICO 8 655EX, 678 EQ, 753 TU!
Gardening 6/08/17 to 12/1/17
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Frequent Contributor

Re: Hoo-ha! Penfed FINALLY reported to TransUnion!

Congrats on the bump in your score! I know how frustrating it can be when one score lags behind all the others.

 

p.s. I had to read this thread because I only ever see "Hoo-ha" used as a euphamism for a woman's private parts so I needed to know what was going on in here. Smiley Tongue I'm glad to see it is just a variation on the Marine's "Ooorah!"  Smiley Very Happy



In the garden until spring 2018. Final date to be determined by closing on my new house!
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