Hi all - recently sent HFC a GW for (5)30 day late and (1) 60 day, dating back to 2003 & 04 when husband lost job. I just received a letter saying that to investigate they need more info & there is a form to fill out. It requires a copy of each cr in dispute be sent to them and also states that they "are required by FCRA guidelines to report histories accurately and are unable to remove delinquencies based on courtesy requests".
Does anyone know if this is accurate. I really don't have any info to support my GW request. My letter to them gave the unemployment details and payment history from that point on was excellent.
Can they delete or is this just one more hoop to jump through?
Also, would you send them 3 entire credit reports or would you just send the portion that contains their info?
Thanks again for your help!
