How Hard Is It to Cancel CCT?

Anonymous · ‎10-07-2015

Considering signing up for the $1 trial of CCT since it's a lot cheaper than ordering new reports through MyFico. I just want to ensure that the cancellation process is easy so that I can do so in 6 days....

I think there are some changes that MyFico may not have picked up yet (deletions, mostly) and want an updated report. Paying for MyFico every month is enough for me though, I think.

Anonymous · ‎10-07-2015

I called and got a rep- said I wanted to cancel and got a reduced rate ($14.97) for a year. But I'm pretty sure if I had said no way - it would have been ok. They will try to keep you by offering the lower rate.

Anonymous · ‎10-07-2015

It's easy. When I canceled it was through an automated system that offers u a deal of $14.95/month or something like that to stay

Anonymous · ‎10-07-2015

Great. Thank you!

CH-7-Mission-Accomplished · ‎10-07-2015

They only offered you the discounted rate for one year? Wow, that is another major nerf. Two months ago they were offering the $14.97 for life. Last month when I canceled it was for five years. You are saying now it is for one year? Yikes.

Imagine a credit reporting agency being jerks. Imagine that!

Anonymous · ‎10-07-2015

That's what they said - One year - but I didn't care - I figure that is enough time for me to get by rebuild done and hopefully into a house.......

I didn't plan on paying for LIFE anyway. I have other things to spend the money on.

Anonymous · ‎10-07-2015

So was the $14.95 for a full year or was it $14.95 per month for a year?

Anonymous · ‎10-07-2015

Per month - it's basically 1/2 price for a year.

Anonymous · ‎10-07-2015

So it's only $30 for the year normally? That's a lot cheaper than MyFico....can that be right?

Anonymous · ‎10-07-2015

It's MONTHLY - not YEARLY -

normally $29.95 per month

Discounted to $14.97 per month for one year when you try to cancel (if you decide to stay)