Credit Cards Center Credit cards from our partners
Posts: 8
Registered: ‎07-05-2007

How Long After Paying Judgement Does It Stay On CR?

My husband has 2 judgements on his credit report, should he pay them or not? I know the damage is already done but can they stay on longer then 7 years if unpaid? Also, how long after being paid if we decide to pay them will they stay on? Will paying them start the clock over?
Established Contributor
Posts: 630
Registered: ‎06-20-2007

Re: How Long After Paying Judgement Does It Stay On CR?

Always best to pay if you have the means. With unpaid judgements can be renewed and find there way back on your report. No the clock will not start over if you pay them. 7 years from date of filing is my understanding. Good luck!
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007

Re: How Long After Paying Judgement Does It Stay On CR?

Valued Member
Posts: 28
Registered: ‎03-30-2007

Re: How Long After Paying Judgement Does It Stay On CR?

This is a sore subject for my husband and I.............he had a judgement from mid-2002 for just over $300. We let it sit and forgot about it then this past April, FIVE YEARS later...out of nowhere, without any warning whatsoever, I woke up to my bank account having been drawn on for almost seven hundred dollars! That's right, interest, court costs, the whole shebang. Conveniently, the notice arrived in the mail the next day. Oh and his report still shows the jugement, not even a paid notation and I guess it will till 2009Smiley Mad
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.