You can get your true Equifax FICO score from Equifax you know. If you call them you can buy the Equifax Score Watch package for one entire year for $50. It is the same service available here as others will attest to. Even quicker to update and alert. Not great but better than myFICO's version at a much better price. Go find a link from Walmart for the Truecredit monitoring service and you will pay just $11.21 per month. Do that for a while before deciding to lay out a lot of money for all your scores. Unless you are going to buy a home and can't finance through a credit union which pulls Equifax its a waste of money. Ask anyone who's done it they'll tell you the same thing. No bs. But its up to you. Message Edited by smallfry on 07-08-2007 02:07 PM
busywoman wrote:Thank you.Do you recommend FICO Deluxe or Scorewatch?
I found that Turecredit was TOTALLY off from the score provided by myfico. Myfico score showed 530 for equifax and my truecredit score showd 660! WOW is all I can say, Im happy I decided to look up the accuracy of truecredit.
Word on the street (i.e. this board) has it that truecredit scores are FAKOS - in otherwords, completely inaccurate. The only real FICO scores are on myfico.com. Truecredit is used by some to monitor reports though (not scores) - good monitoring service.
Not exactly true.
No one has been able to pull their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myfico. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Equifax score at www.equifax.com (If you look hard enough) and your Transunion score at www.transunioncs.com.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772
You can do the same thing with hard work
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