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How accurate are free CR services?

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DaveSignal
Valued Contributor

Re: How accurate are free CR services?


@mongstradamus wrote:

the one question i have with free services with credit karma in particular is how accurate are they with when ccc report to cra. My amex according to usaa credit monitoring says my amex account was updated on the 18th of sept, but its not showing up on my credit karma. Can you use credit karma to keep track of when ccc report ?


Credit Karma uses TU, which is slower to update than EX or EQ.  But yes, when you see the credit card balance report on credit karma, you will then know that TU has updated.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
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