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Valued Contributor
cobra19
Posts: 1,424
Registered: ‎07-24-2007
0

How accurate is TC?

Just how accurate are the three scores from TrueCredit.com? Seems EX is kinda low.
 
Where would I go to get an accurate, single FICO score?
New York Yankees - 2009 World Series Champions. 27... and counting.....
Established Contributor
sl
Posts: 581
Registered: ‎04-11-2007
0

Re: How accurate is TC?

Scores from TC are considred FAKO scores.  The only real scores out there are the FICO scores. 
Valued Contributor
cobra19
Posts: 1,424
Registered: ‎07-24-2007
0

Re: How accurate is TC?

Thanks, sl.   Are these FAKO scores at least close to FICO? By close, say withing 25 pts? Would you know how to obtain the real Fico score?
New York Yankees - 2009 World Series Champions. 27... and counting.....
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: How accurate is TC?

[ Edited ]


cobra19 wrote:
Thanks, sl.   Are these FAKO scores at least close to FICO? By close, say withing 25 pts? Would you know how to obtain the real Fico score?


I have heard of 100 point differences between the two.
 
Mine:           EQ FICO 789
                    EX FICO 734
                    TU FICO 792
 
  All TC:        EQ FAKO 764
                     EX  FAKO 789
                     TU  FAKO 771
   


Message Edited by fused111 on 07-25-2007 09:31 AM

Message Edited by fused111 on 07-25-2007 09:33 AM
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Established Contributor
myhearts07
Posts: 858
Registered: ‎06-26-2007
0

Re: How accurate is TC?

[ Edited ]
go to myfico.com and order them for about $47-48 depending on what you want.  Fakos are sometimes way higher than what your real fico scores are.  I pulled mine from TC and they were 80 points higher than my real scores.


Message Edited by myhearts07 on 07-25-2007 12:31 PM
Moderator Emeritus
HappyDays
Posts: 7,326
Registered: ‎06-18-2007
0

Re: How accurate is TC?

I have TC which only gives FAKO scores. In my case the scores are not even close to my FICO scores. I  have it because I can see my CR anytime & update is every 24+1 min.
I also have SW (ScoreWatch) This gives me my real FICO for EQ.
 
Other then SW  I pull my scores from myfico. ALL myfico scores are the real thing.
 
If you are about to make a large purchase,auto,mortage you want real FICO scores.
Established Contributor
Anderson
Posts: 716
Registered: ‎06-03-2007
0

Re: How accurate is TC?

Ah, fused...could you PM me your SS#, mother's maiden name, dog's name, street you grew up on, etc?     :smileyvery-happy:   :smileyvery-happy:
 
Thanking you very muchly in advancement and in God's name dear sir/madam

fused111 wrote:
 
I have heard of 100 point differences between the two.
 
Mine:           EQ FICO 789
                    EX FICO 734
                    TU FICO 792
 
  All TC:        EQ FAKO 764
                     EX  FAKO 789
                     TU  FAKO 771
   


 

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