How can I find out who's SP my report(s)?

[sunshine7157]

Hi, all! So I read these boards all the time & am 500% smarter concerning my credit as a result. (THANK YOU!!!)  What I cannot figure out, however is where I can see who is soft-pulling my credit reports. You guys talk about it regularily, but I cannot seem to find that information on my own.

[MarineVietVet]

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@sunshine7157 wrote:

Hi, all! So I read these boards all the time & am 500% smarter concerning my credit as a result. (THANK YOU!!!)  What I cannot figure out, however is where I can see who is soft-pulling my credit reports. You guys talk about it regularily, but I cannot seem to find that information on my own.

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Hello and welcome.

Reports from third party sites (including myFICO) often don't have the most complete information. If you pull your free reports from annualcreditreport.com you should be able to see who has softed you.

[HoldingOntoHope]

And if you have already pulled your yearly report from each bureau you also have the option of paying them for an individual up to date report. Just log into each bureau, they will pop up with an option and the cost. Those reports will show you softs in a section titled along the lines of "Inquiries viewable only by you".

Don't bother to pay them any extra for your Credit Score. Unless it is EQ and you are very careful it will be their own version or what we call FAKO around here.

[sunshine7157]

Very nice. Thank you! I am able to get my free annual report(s) next month. I don't NEED to know who is 'softing' me- is more of a WANT. Curiosity: it's an odd thing....

[Anonymous]

It killed the cat allegedly.

[sunshine7157]

So I've heard. I'm being taunted by it: 'Here kitty, kitty, kitty!!'  Hahahaha!