07-23-2009 04:15 AM
07-23-2009 04:48 AM
I am not sure what program you are speaking of but, if you have to pay someone to raise your score it is either a scam or just not likely to happen. Why waste the money when you can do everything yourself.
Keep in mind that credit repair can be a long road but so worth it.
The first thing you need to do is get all of your credit reports from: https://www.annualcreditreport.com/cra/order.
Go over them carefully. List all of the negatives back here, leaving out personal info, and someone will reply.
Welcome to the Forums! You will find all the resources you need to clean up and maintain your credit.
The people here are knowledgeable, friendly and very willing to help.
There are a few threads you may want to read first:
07-23-2009 09:39 AM
If someone is offering to "enhance" your credit score for $$$, then it is a $cam. Please follow the sage advice of guiness56.
Friendly, Supportive & Respectful
"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli
07-23-2009 02:55 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO