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How can I tell who is Soft Pulling me?

Frequent Contributor

How can I tell who is Soft Pulling me?

I get my EQ and TU credit reports here, and I get my EX report through experiandirect.com; I'm also signed up for credit karma and credit sesame. However, none of them provide info on soft pulls, as far as I can tell. Where can I get this info?

Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

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2 REPLIES
Valued Contributor

Re: How can I tell who is Soft Pulling me?

I see them on the free Annual Reports and when I pull a report because I had an adverse action.  I don't think you see them on reports pulled through a third party like MyFICO.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Mega Contributor

Re: How can I tell who is Soft Pulling me?


LionLaw wrote:
I get my EQ and TU credit reports here, and I get my EX report through experiandirect.com; I'm also signed up for credit karma and credit sesame. However, none of them provide info on soft pulls, as far as I can tell. Where can I get this info?

If you get EQ's CMS through equifax.com they will show you your SP's.

 




EQ FICO 548 3/3/16
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