myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

How do I handle this

tag
Get Access Now
Anonymous
Not applicable
‎10-04-2007 07:57 AM
‎10-04-2007 07:57 AM

How do I handle this

I have a collection on my account from GEMB/Best Buy. I called the number on my credit report becasue I didn't not reconize the account. They pulled up the account and said they do not have any information on it because the account was bought by Arrow Financial. I don't have an entry for any debt on my account from Arrow. The rep suggested that I call Arrow to obtain any information.
 
Should I send a DV letter to GEMB/Best Buy in an attempt to have this removed? How should I proceed? The account from what it says was charged off in October of 2002.
 
Any help would be great appreciated.
Message 1 of 7
0 Kudos
Reply
6 REPLIES 6
Anonymous
Not applicable
‎10-04-2007 08:11 AM
‎10-04-2007 08:11 AM

Re: How do I handle this

Dispute the acct right now.

Keep an eye out for a CA notice or it to pop up on your report- if this happens DV it immediately.
Message 2 of 7
0 Kudos
Reply
Anonymous
Not applicable
‎10-04-2007 08:14 AM
‎10-04-2007 08:14 AM

Re: How do I handle this

To whom do I dispute... The CRA's?
 
Or do I dispute with GEMB?


Message Edited by kameleon on 10-04-2007 08:15 AM
Message 3 of 7
0 Kudos
Reply
Anonymous
Not applicable
‎10-04-2007 08:33 AM
‎10-04-2007 08:33 AM

Re: How do I handle this

The CRA's
I would do this one in writing and not online.


@Anonymous wrote:
To whom do I dispute... The CRA's?
Or do I dispute with GEMB?


Message Edited by kameleon on 10-04-2007 08:15 AM

Message 4 of 7
0 Kudos
Reply
Anonymous
Not applicable
‎10-04-2007 08:35 AM
‎10-04-2007 08:35 AM

Re: How do I handle this


@Anonymous wrote:
The CRA's
I would do this one in writing and not online.


@Anonymous wrote:
To whom do I dispute... The CRA's?
Or do I dispute with GEMB?


Message Edited by kameleon on 10-04-2007 08:15 AM



Timothy,
 
Thanks for your input. I will hope on this right away. Smiley Happy
Message 5 of 7
0 Kudos
Reply
future
Frequent Contributor
‎10-04-2007 09:34 AM
‎10-04-2007 09:34 AM

Re: How do I handle this


kameleon wrote:
I have a collection on my account from GEMB/Best Buy. I called the number on my credit report becasue I didn't not reconize the account. They pulled up the account and said they do not have any information on it because the account was bought by Arrow Financial. I don't have an entry for any debt on my account from Arrow. The rep suggested that I call Arrow to obtain any information.
 
Should I send a DV letter to GEMB/Best Buy in an attempt to have this removed? How should I proceed? The account from what it says was charged off in October of 2002.
 
Any help would be great appreciated.

dispute it. the ca doesn't have the info. you can do it online they will delete it quickly
Message 6 of 7
0 Kudos
Reply
Anonymous
Not applicable
‎10-04-2007 11:08 AM
‎10-04-2007 11:08 AM

Re: How do I handle this

I would not disput it or touch it until you know what your SOL is.  If DOFD is 2002  it will drop of report in 2009
 
SOL
 
 
Message 7 of 7
0 Kudos
Reply
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.