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@ngerasimatos wrote:Who is the collection agency? I may be able to locate a physical address for you.
Send the C&D letter and stay off the phone with them. You may put yourself in a worse spot if they pin you in a corner by getting you to agree to certain payments and terms that are unacceptable. (Which is what they are trying to do, I am sure)
eddymvp wrote:
I called this collection agency because I think my balance was wrong so and I thought the guy that I was aware of the FDCPA and I knew my rights, the guy replied that my rights are to pay my debts. He was very rude to me and I hung up on him. This collection agency is not reporting in any of the CAs.
Are they breaking any FDCPA rules by acting rude to me and telling me what I should do. They won't listen to me. I told them that I would pay 50 dollars a month and they want me to pay 100 dollars a month.