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How do we unfreeze Equifax?

Member

How do we unfreeze Equifax?

My DH's reports are frozen and we want to just unfreeze EQ.  Their site said to send in a letter with the confirmation number, two copies of ID.  I mailed it in TWICE and they kept on sending back a generic letter telling us how to unfreeze the account.  Has anyone have experience with this?  Freezing was easy but unfreezing is pretty hard so far.  On top of that, they cashed the $10 check I send last time.
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: How do we unfreeze Equifax?

Send a copy of the check you sent and they cashed, along with a copy of their letter, copy of your information and include a cover page that says in big, bold letters......I AM REQUESTING THE FREEZE TO BE PERMANENTLY LIFTED

 

Then below that I would explain that you have sent the information to lift the freeze twice and keep getting that generic letter back about how to lift it.

 

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Free Annual Reports, Freq. Requested Threads, 5 Things We Don't Talk About, Common Abbreviations, Where do I start?, State Resources
Message 2 of 4
Established Member

Re: How do we unfreeze Equifax?

Exact same thing happened to me. Even the followup letter as Sidewinder described didn't work.

I ended up calling them directly, provided the freeze pin number, explained what was happening, and the person lifted the permanent freeze immediately. Two months went by until I finally tried calling. 1-888-298-0045.

Should have called first.

Message 3 of 4
Valued Contributor

Re: How do we unfreeze Equifax?

Equifax can supply you with two PIN's the first PIN is the one that identifies you to Equifax. They can give a second PIN which will be four digits in length. This PIN is for lenders to use when they pull your credit report. Call Equifax and ask for that second PIN. This way you can keep your credit report frozen if you desire

 

 

Message Edited by AndySoCal on 04-29-2009 07:37 PM
Equifax My FICO score 814 11/29/2016, Discover TU FICO 807 12/29/2016 Citibank Equifax Bankcard FICO score 827 12/27/2016 Average of Accounts 13 years and no Installment accounts, 1 TU inquiry in 2015
Message 4 of 4