How do your joint baddies report on CRs?

[willswim]

Reason I ask is because my DW and I have an error reporting as a paid joint collection, and this is how it appears... EX-reports exactly the same for both TU-reports as joint on DW's report but doesn't exist on mine EQ-doesn't exist for either of us. Also, if you dispute with one CRA and it is deleted will they automatically delete from your spouse's report if it's a joint account? Just wondering how to dispute. Thanks.

[Anonymous]

If I read this right.   I would not touch it!!

Joint account should report the same for both people!

When it comes to COs  FICO  treats a paid the same as unpaid & they will drop your scores big time!!      if it isn't reporting to all CRAs  that is better then being reporting.

When it is reported on just your DH's CR and not your's........yes incorrect reporting BUT  he is being hurt by the reporting and YOU are not   just leave it.