KDM wrote:It will be used for a small charge monthly, less than a hundred. Just so it's used regularly and easily paid.It will also come in handy for travel, which doesn't happen often (unfortunately).
BBOP is referring to companies that "rent" you AU status. It ain't cheap, and you'd be better served using the money to pay down debt or get a secure card.
The AMEX Delta Skymiles card is purportedly the easiest to get. I think AMEX One is another easy card. People have gotten AMEX cards with FICOs in the low 600s. Doesn't require a 720.
Main thing about AMEX is that if you ever defaulted on an AMEX card, even if you're past the 7-1/2 reporting period, and even if you're past the SOL for your state, AMEX will not issue you a card. They are the credit elephant that never forgets. You have to pay up, but their Oasis program let's you pay up and get issued an AMEX Optima card.