05-13-2007 10:52 PM
What are your FICOs? AMEX Delta Skymiles is supposed to be the easiest to get.
05-14-2007 12:57 PM
05-14-2007 01:36 PM
With FICOs in the mid 600s, with no AMEX default in your past, and you should be good for an AMEX Delta Skymiles. You can apply online for multiple AMEX cards, and if you do it all same day at most you'll get 1 INQ per CRA. Might try an AMEX Green and a Skymiles.
05-14-2007 01:40 PM
When did you default, when were you issued an AMEX card again, and what were your FICOs when you were issued a card the second time?
AMEX blacklisting is well confirmed by LOTS of people, here and elsewhere. I have probably talked to a few dozen who can attest to it.
If your FICOs were high enough, or your default was a long ways in the past, or if you got your AMEX the second time more than a couple of years ago, then yes you might have avoided blacklisting.
05-14-2007 02:11 PM
We will notify you once your application has been processed, or if we need additional information. If you wish to view an electronic communication of your decision details once we have made a decision, click here.
Hmmm...not an outright denial. I have not heard from them, so I wonder if a human is going to approve it instead of a computer.
05-15-2007 12:53 PM
05-15-2007 03:14 PM
05-15-2007 03:19 PM