Since your current AMEX green was issued in early 2004, then you're definitely in the "gray zone". I don't know exactly when AMEX began blacklisting, but it's a recent phenomenon. Friend of mine works at AMEX, and circa 2002 he told me they had customers with AMEX cards who were originally issued cards in the early 70s, but had been thru a series of cards issued, kept in good standing, defaulted, then later re-issued a card. 2005 to 2006 is when I start seeing talk of an AMEX blacklist on CIC.
So long as your current AMEX cards stay current, you should not ever have a problem from the old defaulted Green. Although it might disqualify you from ever getting an AMEX Black Card.
Thank you Noah. I was afraid I was going to have to repeat myself repeat myself again.
Noah_Bodie wrote:On the Mega AMEX thread over on CIC, posters have reported having an AMEX Blue with $25K to $35K limits.
With FICOs in the mid 600s, with no AMEX default in your past, and you should be good for an AMEX Delta Skymiles. You can apply online for multiple AMEX cards, and if you do it all same day at most you'll get 1 INQ per CRA. Might try an AMEX Green and a Skymiles.
Noah_Bodie wrote:AMEX tends to be very giving with the CLIs. Some folks have the brass tacks to apply for and obtain a CLI just days after getting the card. There's a link on the AMEX website after you log in the account.You might wanna head over to CIC and join in with the other AMEX pagans posting your AMEX success on the Mega AMEX thread. It's fun for the whole family.Congrats!