Being in the DMP force me to great a budget and even though I am finshed with the program, I still use an Excel Speadsheet to manage my budget. You can use anythying as long as use it.
I have seen people attack the smallest bill first and then work there way up. In the last year and a half I notcied the DMP doing that.
If you want to attack your bills from a FICO score standpoint, go after the bigger CU balances.
If interest rates are a concern, then go after the highest rate.
I still have a small amount of debt an I am attacking it from the monthly payment amount/FICO standpoint.
1/25/2021: FICO 850 EQ 848 TU 847 EX
