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How does being an authorized user on another's credit card affect FICO score?

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Anonymous
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How does being an authorized user on another's credit card affect FICO score?

I am an authorized user on one of my boyfriend’s credit card accounts.  The balance on this account is $10,000.  I want to be removed as an authorized user on this card immediately.  Will the $10,000 balance remain on my credit report?

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Anonymous
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Re: How does being an authorized user on another's credit card affect FICO score?

Pretty soon, Fair Isaac will eliminate the benefit for authorize users in scoring your fico scores.
Message 2 of 4
Anonymous
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Re: How does being an authorized user on another's credit card affect FICO score?

Concerning being added as authorized user I heard that the benefits will soon be nil, but what about being added as a joint account user?
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fused
Moderator Emeritus

Re: How does being an authorized user on another's credit card affect FICO score?

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